Privacy Policy

Introduction

Centrify ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application Centrify (the "App").

Please read this Privacy Policy carefully. By using the App, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Personal Information

When you create an account, we collect:

• Email address - Used for account authentication and communication
• Password - Stored securely using industry-standard encryption

Financial Data

To provide our services, we collect and store:

• Transaction records - Income, expenses, transfers, and other financial transactions you manually enter
• Account information - Bank account names, balances, and account types you create
• Budget data - Budgets and financial goals you set
• Business partner information - Names of vendors, clients, or contacts you add

Automatically Collected Information

• Device information - Device type, operating system version, and unique device identifiers
• Usage data - App features used, interaction patterns, and error logs
• Authentication tokens - Securely stored on your device for session management

Camera and Photo Access

If you grant permission, we access:

• Camera - To scan and photograph receipts for transaction entry
• Photo library - To select existing receipt images

Receipt images are processed to extract transaction data and are not permanently stored on our servers.

How We Use Your Information

We use the collected information to:

1. Provide Services - Process and display your financial transactions, generate reports, and manage your accounts
2. Authenticate Users - Verify your identity and maintain secure access to your account
3. Process Receipts - Use AI-powered optical character recognition (OCR) to extract transaction details from receipt images
4. Improve the App - Analyze usage patterns to enhance features and fix issues
5. Communicate - Send important account notifications and updates

Data Storage and Security

Where Your Data is Stored

Your data is stored on secure cloud servers provided by Supabase, located in data centers with enterprise-grade security. Data is encrypted both in transit (TLS 1.3) and at rest (AES-256).

Security Measures

We implement appropriate technical and organizational measures to protect your data:

• Secure authentication with encrypted passwords
• Secure token storage on your device
• Row-level security ensuring you can only access your own data
• Regular security audits and updates

Data Retention

We retain your data for as long as your account is active. You may request deletion of your account and associated data at any time.

Third-Party Services

We use the following third-party services:

Service	Purpose	Privacy Policy
Supabase	Authentication & Database	supabase.com/privacy
Anthropic (Claude AI)	Receipt OCR Processing	anthropic.com/privacy
Expo	App Development Platform	expo.dev/privacy

These services have their own privacy policies governing their use of your data.

Your Rights and Choices

You have the right to:

• Access - Request a copy of your personal data
• Correction - Update or correct inaccurate data
• Deletion - Request deletion of your account and data
• Export - Export your financial data in a portable format
• Withdraw Consent - Revoke permissions (camera, photos) at any time through device settings

To exercise these rights, contact us at the email address below.

Children's Privacy

The App is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. We ensure appropriate safeguards are in place to protect your information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy in the App
• Updating the "Last Updated" date above
• Sending an email notification for significant changes

Your continued use of the App after changes constitutes acceptance of the updated policy.

California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act:

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to opt-out of the sale of personal information (we do not sell your data)
• Right to non-discrimination for exercising your privacy rights

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

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Summary

What We Collect	Why	Shared With
Email & Password	Account access	Supabase (auth)
Financial transactions	Core app functionality	Supabase (storage)
Receipt images	Extract transaction data	Anthropic AI (processing)
Device info	App functionality	None